Plan Summary
Hospital Indemnity Insurance pays lump sum benefits for covered hospital stays resulting from covered injuries or illnesses.
- After the first hospital stay, coverage continues so you have additional protection for future hospital stays
- There are no copays, deductibles, coinsurance or network requirements
- You can use the money however you’d like. For example, it can help you pay for expenses related to:
- Medical bills not covered by your health plan
- Childcare
- Travel
- Other out-of-pocket expenses
Benefit Type | Benefit Amount | Limitations |
|---|---|---|
| Hospital Admission | $1,000 per day | No elimination period. |
| Hospital Chronic Condition Admission | $50 per day | No elimination period. |
| Hospital Stay | $100 per day | No elimination period. |
| Hospital ICU Stay | $200 per day | No elimination period. |
| Hospital Overnight Stay | $100 per day | No elimination period. |
Additional Plan Features
Auto Compare: If you are also enrolled in medical, Cigna will review eligible medical coverages and automatically remind you to submit your Supplemental Health Claim.
Guaranteed Issue: You may obtain coverage regardless of your previous medical history; benefits will cover services, accidents or illnesses that occur after you enroll in coverage.
Portability: The same coverage may be continued upon an employee’s termination of employment or when the employee is no longer eligible for coverage. Coverage(s) may be ported on all Covered Persons.
Plan Rates
Tier | Monthly Rate | Weekly Rate |
|---|---|---|
Employee Only | $9.00 | $2.08 |
Employee + Spouse | $24.09 | $5.56 |
Employee + Child(ren) | $17.04 | $3.93 |
Employee + Family | $32.13 | $7.41 |
Register on myCigna Today!
With access to myCigna, it’s easier than ever to manage your Cigna HealthcareSM Supplemental Health insurance benefits. We’ve enhanced our online self-service platform, so you can feel more in control, no matter what life brings.
The new personalized experience makes it more convenient for you to access benefit information and to take advantage of those benefits. And you can access myCigna.com® online or on the myCigna® mobile app*.
Your myCigna Enhancements include:
- File a claim online – submit your claims directly through a streamlined experience that’s personalized to your benefits – for faster claim processing.
- Track claim status – access your claim status 24/7/365 online or via the mobile app.
- View correspondence and Explanations of Benefits (EOBs) – view relevant information about your claims.
- View benefit summary information and dependent coverage (if applicable) – view important information and documents related to your Supplemental Health plans.
- Direct Deposit of cash benefits – enroll in direct deposit to receive your funds even faster.
Click here to register now: myCigna.com