When Coverage Begins
When Coverage Begins
You may enroll in our benefits program if you are an active regular employee working a regular schedule of at least 30 hours per week.
Your coverage begins on the first date of your full time employment. Completion of your online enrollment elections is required for your elections to begin, however, coverage will be retroactive to your first date of employment.
If you do not make health benefit elections within 30 days of your eligibility date, you will be deemed to have waived coverage until the next open enrollment period unless you experience a qualified life event.
Eligible Dependents
Eligible Dependents
If you are eligible for coverage, you may also enroll the following eligible dependents.
- Legal spouse
- Your children up to age 26. Eligible children may include your biological children, your stepchildren, your legally adopted children, your foster children, any children placed with you for adoption, any children for whom you are responsible under court order, and children for whom you are appointed legal guardianship.
- Your Children over the age of 26 who are unmarried and primarily dependent on you for support because of a mental or physical disability; and for whom you provide satisfactory proof of such mental or physical disability within 31 days after the later of the commencement of such mental or physical disability or the date you first become an eligible employee under this Plan.
Qualified Status Changes
Qualified Status Changes
Benefits are elected on an annual basis and can only be changed during Open Enrollment. However, certain life events qualify you for changes to your benefits during the year
The following are events that qualify you to make changes:
- Birth or adoption of a child.
- Change in your legal marital status, including marriage, death of spouse, divorce, legal separation or annulment.
- Termination or commencement of employment by you, your spouse, or dependent.
- A reduction or increase in hours of employment by you, your spouse, or dependent, including a change in part-time and full-time status, strike or lockout, or commencement of or return from an unpaid leave of absence
- An event that causes your dependent to satisfy or cease to satisfy the requirements for coverage due to attainment of age or any similar circumstance as provided in the health plan in which the participant participates.
To make a benefit election, you must process your life event online within 30 days of a qualified life event. When completing a life event, you will also need to provide documentation with the appropriate life event effective date included. Documentation outlined below must be approved in order for your life event to be processed.
|
LIFE EVENT |
CHANGES ALLOWED |
ACCEPTED DOCUMENTATION |
| Birth | Add New Child | Birth Certificate or Social Security Card |
| Adoption | Add New Child | Final Adoption Papers, or placement for adoption papers |
| Marriage | Add Spouse | Marriage Certificate |
| Divorce, Annulment or Legal Separation | Drop Ex-Spouse and drop any child dependents | Divorce Decree, Declaration of Nullity or Court Order |
| Death | Drop deceased dependent | Death Certificate or Letter from officiate |
| Gain Coverage Elsewhere | Drop coverage for yourself and any dependents also gaining other coverage | Letter from new carrier or enrollment documentation for each person |
| Loss of Coverage Elsewhere | Add coverage under Coke’s Plans for yourself and any eligible dependents that have also lost coverage | Creditable Coverage Certificate, Letter from Prior Carrier, or Letter from Sponsor of prior plan (employer) for each person |
When Coverage Ends
When Coverage Ends
- Coverage ends on your last day of employment.
- Dependent children are covered until they reach their maximum age of 26.
- Covered employees and qualified dependents are permitted to continue certain benefits at their own expense after leaving the company as provided by Federal Law (COBRA).