Coke Northeast offers all Full-Time Employees the option to enroll in Voluntary Accident Insurance benefits through Cigna. Accident Insurance is an extra layer of protection that pays you (or whoever you designate) for treatments or injuries resulting from a covered accident. It can help pay for expenses while you’re recovering from an accident such as transportation, childcare, travel or other out-of-pocket expenses that are not covered by your primary health insurance.
Basic Benefits
| Benefit Type | Benefit Amount | Limitations |
|---|---|---|
| Initial Care and Emergency Care Emergency Care Treatment Physician Office Visit (Virtual Care Accepted) Diagnostic Exam (x-ray or lab) Ground / Water Ambulance (to nearest hospital) Air Ambulance |
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| Hospitalization Hospital Admission Hospital Stay ICU Stay |
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| Follow Up Care Follow Up Physician Office Visit Follow Up Physician Therapy Visit |
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| Benefit Type | Non-Surgical | Surgical | Limitations |
|---|---|---|---|
| Fractures More than 1 rib, toe or finger pays 2x the Benefit Amount | $100 - $4,000 | $200- $8,000 | Limited to 1 per Accident |
| Chip Fracture | 25% of closed fracture benefit | N/A | Limited to 1 per Accident |
| Dislocations More than 1 finger or toe pays 2x the Benefit Amount | $100 - $3,000 | $200- $6,000 | Limited to 1 per Accident |
| Accidental Death and Dismemberment Benefits | Benefit Amount |
|---|---|
| Employee Benefits Spouse Benefits Dependent Child(ren) Benefits | 100% of the Benefit Amount Shown |
| Age Based Reductions | None |
| Accidental Death Benefits Loss of Life Automobile Accidental Death Common Carrier Accidental Death |
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| Catastrophic Dismemberment Loss Benefits | $10,000 - $20,000 |
| Dismemberment Benefit | $1,000 |
Additional Plan Features
Auto Compare: If you are also enrolled in medical, Cigna will review eligible medical coverages and automatically remind you to submit your Supplemental Health Claim.
Guaranteed Issue: You may obtain coverage regardless of your previous medical history; benefits will cover services, accidents or illnesses that occur after you enroll in coverage.
Portability: The same coverage may be continued upon an employee’s termination of employment or when the employee is no longer eligible for coverage. Coverage(s) may be ported on all Covered Persons.
Optional Enhanced Benefits
| Benefit Type Limited to 1 per Accident, unless otherwise indicated. | Benefit Amount |
|---|---|
| Small Burns - 2nd or 3rd Degree-20% or Less of Body Large Burns - 2nd Degree or More than 20% of Body Large Burns - 3rd Degree or More than 20% of Body | $300 |
| Lacerations - Limited 2 per Accident Small Lacerations - < 6 Inches with 2+ Sutures Large Lacerations - > 6 Inches with 2+ Sutures |
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| General Anesthesia Benefit | $100 |
| Medical Benefit | $10 |
| Medical Supply Benefit | $10 |
| Major Surgery Minor Surgery - Repair Minor Surgery - Exploratory | $1,250 |
| Eye Injury | $200 |
| Emergency Dental - Extraction Emergency Dental - Broken Tooth (More than 1 tooth pays 2x the Benefit Amount) | $150 |
| Concussion | $150 |
| Coma | $10,000 |
| Diagnostic Advanced | $150 |
| Appliance (Durable Medical Equipment Prosthesis - Arm, Leg, Hand, Foot, Eye (Limited to 2 with some exclusions) | $150 |
| Paralysis - Paraplegia (> 30 days) Paralysis - Quadriplegia (> 30 days) | $5,000 |
| Blood, Plasma, Platelets, and Non-Blood Substitutes | $200 |
| Transportation (100+ Miles One-Way) Treatment not available locally with required Hospital Stay) | $400 |
| Family Lodging (100+ Miles One-Way) Limited to 30 days. This benefit is payable 1x per Accident. Treatment not available locally with required Hospital Stay.) | $150 per day |
Plan Rates
Tier | Monthly Rate | Weekly Rate |
|---|---|---|
Employee Only | $6.00 | $1.38 |
Employee + Spouse | $10.46 | $2.41 |
Employee + Child(ren) | $12.36 | $2.85 |
Employee + Family | $16.81 | $3.88 |
Register on myCigna Today!
With access to myCigna, it’s easier than ever to manage your Cigna HealthcareSM Supplemental Health insurance benefits. We’ve enhanced our online self-service platform, so you can feel more in control, no matter what life brings.
The new personalized experience makes it more convenient for you to access benefit information and to take advantage of those benefits. And you can access myCigna.com® online or on the myCigna® mobile app*.
Your myCigna Enhancements include:
- File a claim online – submit your claims directly through a streamlined experience that’s personalized to your benefits – for faster claim processing.
- Track claim status – access your claim status 24/7/365 online or via the mobile app.
- View correspondence and Explanations of Benefits (EOBs) – view relevant information about your claims.
- View benefit summary information and dependent coverage (if applicable) – view important information and documents related to your Supplemental Health plans.
- Direct Deposit of cash benefits – enroll in direct deposit to receive your funds even faster.
Click here to register now: myCigna.com